Frugal Living Tip: Does Prepaying a Mortgage Make Good Financial Sense?

Those who enjoy living a frugal [life] generally try to avoid debt. Debt is bad financially, of course, because it involves paying interest, thus ensuring that whatever you've purchased ends up costing more in the long run than it would have if you paid the whole price upfront. Debt can also make you feel bad … Continue reading Frugal Living Tip: Does Prepaying a Mortgage Make Good Financial Sense?

Small-business Expert Interview: Peter Shankman, Founder of Help A Reporter Out

DollarDays Blog is pleased to share the expertise of Peter Shankman, founder of Help A Reporter Out (HARO). DollarDays Blog (DDB): Please tell us a little about yourself and HARO. Peter Shankman: Since I founded HARO in 2008, it has become one of the fastest-growing social media companies in North America. Every day, HARO brings nearly 30,000 bloggers, … Continue reading Small-business Expert Interview: Peter Shankman, Founder of Help A Reporter Out

Small-business Advice: Save Energy, Save Money

Last year, the government's Cash for Clunkers program got plenty of attention for giving individuals financial incentives to trade in gas guzzlers in exchange for newer, more fuel-efficient replacements. Cash for Clunkers was then followed [...] in many parts of the country by other programs that promoted energy efficiency by giving rebates that encourag[ed] consumers to upgrade from … Continue reading Small-business Advice: Save Energy, Save Money

Small-business Expert Interview: Shel Horowitz

DollarDays Blog is pleased to share the expertise of Shel Horowitz, ethical/green-marketing expert. DollarDays Blog (DDB): Please describe your background and business expertise in a nutshell. Shel Horowitz: I founded my own business in 1981 with a total investment of $200, of which $12 went for initial marketing. I am still in that business, although it … Continue reading Small-business Expert Interview: Shel Horowitz

Small-business Advice: Getting Exposure Through Blogs

Sure, it would be fantastic if your small business was featured on "Good Morning America" or in the pages of People magazine. But let's be realistic—the odds of getting covered in such a mass-market publication are low simply because of the massive level of competition for scarce pages or airtime. "Good Morning America"'s producers need to attract the maximum number … Continue reading Small-business Advice: Getting Exposure Through Blogs

Frugal Living Tip: Affordable Nights on the Town

Merry Christmas! On this holiday, perhaps it's worth reflecting on the difference between being frugal and being a Scrooge. A frugal person avoids frivolous and wasteful spending. A frugal person loves value. A Scrooge lacks generosity. A Scrooge despises lighthearted fun. But a frugal person knows that it is possible to have fun and be kind … Continue reading Frugal Living Tip: Affordable Nights on the Town

Small-business Expert Interview: Ray Silverstein, Author of “The Best Secrets of Great Small Businesses”

DollarDays Blog is pleased to present the business expertise of Ray Silverstein, author of The Best Secrets of Great Small Businesses. Silverstein has also written a new book called The Small Business Survival Guide: How to Survive (and Thrive) During Tough Times. Silverstein also founded PRO: President’s Resource Organization, a network of peer advisory boards for entrepreneurs. … Continue reading Small-business Expert Interview: Ray Silverstein, Author of “The Best Secrets of Great Small Businesses”