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Benefits of Outsourcing

Posted by admin on Mar 4, 2011 3:18:03 AM

Small businesses often outsource various important functions—such as IT, payroll, and accounting—because that is the only option they have. However, it is important to realize that outsourcing provides many other benefits in addition to helping the business owner run a smooth operation. They include the following:

  • Outsourcing is a cost-cutting measure because it releases funds that can be used in some other investment in the business by changing fixed expenses into variable expenses. It also helps startups to forego large expenses at a time when they can least afford them. In addition, your company will attract more investors if you outsource because you will use more of your capital for activities that are income-producing.
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Topics: Small Business Advice

Survey: Gas prices affecting small businesses?

Posted by admin on Mar 3, 2011 3:32:03 AM

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Therapist Dolly Can Help You!

Posted by Joshua Unseth on Mar 2, 2011 3:55:51 AM

Dollar Days Costumes

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Topics: Video

10 Headgear Ideas for Showing St. Patrick's Day Spirit

Posted by admin on Mar 2, 2011 3:23:58 AM

Any of these ridiculous pieces of headgear, would never be worn by anyone except maybe Leprechauns. But they are all just perfect to wear on St. Patrick's Day because they are green, and if you are really Irish, you have been drinking.

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Topics: Product of the Week, Wholesale List

Importance of Small Business Event Planning

Posted by admin on Mar 1, 2011 3:12:28 AM

Many small businesses are affiliated with larger business organizations that regularly offer the opportunity to promote products or services. For small businesses these can sometimes be cost-prohibitive. However, with good planning and creative design a small business can increase their visibility and revenue by producing their own small business event.

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Topics: Small Business Advice

Now That’s Low Cost Entertainment

Posted by admin on Feb 28, 2011 3:07:43 AM

Frugal living does not have to mean living without enjoyment. Entertainment is important to release tension and stress, and to remain close to those you love. Whether you are trying to spend some fun time with the kids, host a pleasant visit with extended family, neighbors and friends, or share a private night with the one you love, there are many options to plan an unforgettable get-together without breaking the bank.

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Topics: Frugal Living Tip

Using the Loss Leader Principle- Build Your Presence

Posted by admin on Feb 16, 2011 2:42:52 AM

As a small business owner, you’re no doubt acquainted with the marketing principle of using a “loss leader” to draw additional potential customers to your business. Companies have continued to use this strategy of offering a free or extremely discounted item in order to entice shoppers, who will hopefully continue shopping at your establishment or on your website. The resulting increase in sales will, in most cases, not only make up for the “loss” you took on the initial offer, but also gain new customers and the potential for future sales.

This principle can be easily applied to online marketing and used to build a base of loyal customers for your website. Some initial effort will be required to set the campaign in motion, but the results will be well worth it.
For our purposes, we are going to apply the loss leader strategy to help you build or increase your email list.

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Topics: Small Business Advice

Business Owners Save Money With Balance Transfer Offers

Posted by admin on Feb 15, 2011 4:40:37 AM

This is a guest post by Jeff Weber

Consumers have taken advantage of balance transfer offers for years. The opportunity to move high interest credit card balances to an account with more favorable terms can save hundreds or even thousands of dollars. The same concept can be used by business owners looking to manage their credit card debt. Small business owners in particular are susceptible to credit card debt as in many cases this is the first source of funding for business expenses.

Banks are not always willing to work with a start-up or untested business, therefore many entrepreneurs find themselves using their credit cards to pay for business expenses. Doing so can quickly result in a balance which even a successful small business is unable to pay off in full. Debt can destroy a business just as quickly, if not more so than an individual’s personal finances. For this reason, all credit card users would benefit by learning how to lower debt balances with balance transfer offers.

Trading Debt for Debt

How does moving the debt on one card to another help you eliminate your debt faster? The same way a consolidation loan can help you reduce your debt quicker. By moving your balance to an account with lower interest rates and more favorable conditions, more of your payment will be applied to the principal, thus reducing you debt faster. To be successful using this strategy, you must take the time to crunch the numbers to make sure your new account offers a significant savings.

Comparing Offers

To gain the maximum benefit from balance transfer offers you must first understand the basic principles of credit card management. High interest rates result in higher monthly interest charges. It is the addition of high interest charges to an existing balance which makes it difficult for credit card users to pay off high balances. Keep in mind that transferring balances generally comes at a cost, to include balance transfer fees, account set-up fees, annual fees and any of the other fees typically associated with a credit card account. The fees and interest rates will vary from offer to offer, therefore careful consideration must be given to each before deciding if this is the right move for your business.

Drawbacks of Moving Debt Balances

When done correctly, accepting a balance transfer offer that provides better terms and conditions over your current account can certainly help eliminate debt faster. As with most matters concerning money, there are potential drawbacks to this strategy. Individuals who transfer high interest debt to a new, lower interest account must avoid incurring debt on the old high interest account. The purpose of moving your balance to a new account is to gain the benefits of a lower interest rate. Unfortunately, some credit card users have been known to transfer the balance to a new account, only to turn around and rack up new charges on the older account. This of course defeats the purpose of a balance transfer offer in that the user has effectively doubled their debt.

Business owners who are looking to reduce interest charges and take control of their credit card debt may find their solution in balance transfer offers, as long as they are not trading in one problem for another.

Jeff Weber writes about saving money with balance transfer credit cards at SmartBalanceTransfers.com, a website designed to educate consumers about the benefits of using a 0% APR balance transfer to reduce debt expenses.

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Topics: Frugal Living Tip

Start Up Your Own Community

Posted by admin on Feb 7, 2011 4:25:04 AM

http://www.youtube.com/watch?v=rVY7Qkuw-m0
Starting on February 7th 2011, we’ll be donating $500 in merchandise to the local entrepreneur with the most mentions on our Facebook wall! The winner will also be featured on the DollarDays website and blog.

Click here for more information

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Topics: contest

Alternative Funding for the Small Business

Posted by admin on Feb 1, 2011 8:46:04 AM

Launching a new business entails comprehensive planning, unwavering ambition and implementing appropriate financial strategies. With determination and persistence, the aspiring entrepreneur will certainly succeed, however; maintaining and managing the small business can be a daunting task. Many small businesses, especially new businesses, will encounter monetary difficulties such as inadequate working capital and inability to pay vendors. A steady cash flow and obtainable funding is imperative to keep a business afloat and ensure its continuous growth. There are many financing options available for the small business when additional funding is essential. Since most small businesses will experience complications when trying to obtain funding through the conventional bank loan, many will opt for alternative funding options such as the Merchant Cash Advance, Invoice Discounting and Accounts Receivable Factoring.

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Topics: Small Business Advice

Wholesale Everything for Everyone

DollarDays is compassionate

You may just think we are the premier online wholesaler, but we do so much more than delivering small business, non-profits and consumers the best possible margins on over 300,000 wholesale products.

We are proud of our commitment to:

  • Our 5% Giveback Program, where we donate 5% of your order to a non-profit you choose!
  • Each month, we donate $5,000 worth of merchandise to a cause that our fans nominate via Facebook.

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