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Tips to Make Your Business Name Known

Posted by admin on Jun 14, 2011 1:56:00 AM

There are many people who want to start a small business, but most do not know where to start. There are businesses that have had huge success stories while others struggle to get their names out into the public. It can be intimidating when you think about how many people cannot pull off the success that others appear to do so seamlessly. However, there are some tips that small business owners can follow that will help get their names out there and increase their sales.

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Topics: Small Business

10 Essentials for Summer Fun

Posted by admin on Jun 13, 2011 1:59:33 AM

Summer is a season of warmth and fun, with bright sunny days by the pool that can only be topped by the warm nights spent around the campfire cooking s’mores and watching the fireflies dance. Who doesn’t love the smell of burgers cooking on the grill or the feel of cool water on their skin as they splash in the pool? Here is a list of ten necessities for the summer season.

1.) Flip Flops

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8 Must Haves For Baby's First Year

Posted by admin on Jun 9, 2011 4:32:04 AM

The first year with your baby can be a magical time, filled with wonder and awe. Then you have to change that first diaper and realize just how much stuff you need to keep your little one happy. Here are eight important items to have on hand for your new addition for their first year of life.

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Tips For Saving Money On Office Supplies

Posted by admin on Jun 9, 2011 1:56:00 AM

You have a lot to worry about when it comes to running your small business. On top of attracting customers and keeping employees paid, you also have to consider the company budget. Cutting back where you can is important, and office supplies should be a part of the list. The information below should get you on your way.

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Topics: Small Business

Teachers! Win a $500 Shopping Spree

Posted by admin on Jun 2, 2011 4:02:00 AM


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Topics: Giveaways

Eating Healthy on a Budget

Posted by admin on May 30, 2011 1:51:16 AM

Many people look at rising food prices and feel that it’s impossible to eat a healthy whole-food diet on a budget. But switching to and maintaining a healthy diet can be cost-effective and even cheaper than a conventional diet if a few simple shopping habits are established.

Shop Around
Most local newspapers have a Sunday edition that includes weekly ads for local grocery stores, and many stores now have digital copies of their ads available online. Take advantage of whatever format is most convenient and look through each ad at the beginning of the week. Write down sales on items you need or that are frequently used in your home. Pay particular attention to sales on fresh fruits and vegetables, as these can be helpful starting points for your weekly dinner menu.

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How to Advertise Your Business Without Going Broke

Posted by admin on May 25, 2011 2:21:00 AM

Many new entrepreneurs tend to believe that having a formal marketing plan may be excessive in the initial stages of their business. In some cases, this may be true but one thing that’s important to know before spending on advertising is the audience.

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Topics: Small Business

How to Live the Frugal Life - and Have Fun Doing It!

Posted by admin on May 23, 2011 1:47:36 AM

There are a lot of articles on how to save money, stick to your budget and cut corners. When the economy is down, people tend to get down too - but there's no reason why you shouldn't be able to learn how to live frugally and have fun at the same time. Changing your spending and learning how to be more frugal can be a challenge, but learning to cut down on your spending while still getting "the good things" for yourself and your family can actually be exciting!

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Facebook Sweepstakes!

Posted by admin on May 19, 2011 1:45:00 AM

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Topics: Giveaways

The Legal Structure Of A Small Business

Posted by admin on May 18, 2011 2:00:00 AM

The Legal Structure Of A Small Business
Small businesses have a unique appeal in American life. The ideal of the self-made entrepreneur calls people to start over 600,000 small businesses each year. The Small Business Administration estimates that more than 627,000 businesses were started in 2008. (1) The downside of small business creation is that the majority of business fail the first year. In 2008 alone almost 600,000 firms failed. (2) According to the Commerce Department, only seven out of 10 firms last longer than two years. Only five out of 10 businesses survive five years. (3)

Starting a small business is a complex task and requires internal strength, diligence and persistence. The legal structure of the business plays a large role in determining funding and the level of taxation. The wrong legal structure can kill a business before it even opens it's doors. Properly incorporating the business when setting it up can even potentially save the owner from bankruptcy in the long run.

Sole Proprietorship
The small business owner is the business under this legal set-up. The owner legally represents the company. This simple structure creates minimal tax complications, has much lower start-up costs and makes it easier to handle funds and profits. Unfortunately, since the owner and the company are legally one and the same, creditors can sue the owner for the debts of the business. There is no legal separation between the owner's liability and the business's liability. The owner himself will have to file for bankruptcy if he cannot meet his business obligations.

S Corporation
Under this plan, taxation is similar to a sole proprietorship. There is no corporate tax rate, which makes this structure very attractive. Profits and losses become part of the owner's personal income and are taxed at the owner's applicable rate. An S corporation also allows the owner to write off any losses incurred when starting the business. The biggest downside is the requirement of maintaining regular meetings between shareholders and keeping minutes from these meetings.

C Corporation
This is a more complex version of the S corporation structure. C corporations are the legal structure behind the popular image of a corporation. A board of directors decides company policy and shareholders own different classes of corporate stock. C corporations are taxed at a separate rate and their income is legally separated from the owner's personal income. Owners cannot write off start-up losses. The complexity and responsibility of a C corporation is enough to persuade most small business owners of choosing another legal plan.

Limited Liability Company
A limited liability company (LLC) is probably the most ideal structure for a small business. The owners of an LLC are legally separate from the company. Consequently, the owner is not liable for business debts and creditors cannot sue him to recover them. Profits and losses pass through to the owner's personal income. The operating costs of an LLC are much lower because no meetings, minutes or boards are required. The downside is that an LLC dies when it's owner either dies or goes bankrupt.


(1) http://www.sba.gov/content/how-many-businesses-open-and-close-each-year
(2) http://www.sba.gov/content/how-many-businesses-open-and-close-each-year
(3) http://www.sba.gov/advocacy/7495/8430

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Topics: Small Business

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